Accept cards, BPAY, and instant bank payments with PayID directly from your Xero invoices.
Eliminate manual reconciliation, slash your fees, and enjoy local Australian support that actually answers the phone. Now that's smart business.
Slash fees by accepting instant bank payments with PayID.
Payments are automatically matched and marked as paid in Xero.
Start saving sooner with a simple online signup and lightning-fast approval.
Official Xero partner with local support to get you live quickly.
Every invoice.
Add a professional ‘Pay Now’ button to your Xero invoices. Customers pay securely via Card or PayID, and the payment is matched and reconciled instantly.
Add secure, Xero-ready payment links to every invoice in seconds.
Give your clients the convenience of a saved checkout. Customers can securely reuse their preferred payment methods on future invoices for a fast, zero-friction experience.
Our Xero dashboard updates minutes after a payment clears, automatically matching invoices so your books always balance themselves.
Let the system do the chasing. Automated SMS and email reminders reduce late payments without you lifting a finger.
No complex configurations. No technical hurdles. Just one simple online payment integration that syncs your customers, payments, and invoices automatically. It’s the easiest way to put your Xero accounting on autopilot.
Pay Advantage automatically syncs your payments to Xero, removing the friction between getting paid and keeping your books up to date. Once set up, invoices and reconciliations will take care of themselves. This means you can cut out the admin of chasing payments and focus on keeping your cash flow secure.
Hear from accountants and business owners who switched to Pay Advantage to get paid faster and ditch manual reconciliation in Xero.
"Have been using Pay Advantage for years as a direct debit provider for our loans. We utalise their API to connect to our loan management system. They were responsive and helpful during the API connection process."
"I had a great experience with Pay Advantage! Maddy was super helpful and took the time to explain how BPAY payments work. Really appreciated the clear guidance and friendly support. Thank you!"
"PayAdvantage allows us to help manage our cash flow and assist our club members in managing theirs when it comes to payment of their playing fees. The team at PayAdvantage are always at the ready to help if and when required. Highly recommend PayAdvantage if you are looking for an easy way to manage direct debits and payments!"
"Absolutely no issues with them at all. Setting up customers, direct debits and everything else was perfect. Made it super convenient to organise clients around pauses, cancellations, refunds and giving good growth metrics as well."
"Highly recommended for direct debiting your customers as a small business. Great team and decent User Interface."
"pay advantage was a great platform for direct debit when I had a number of clients but it became a little too expensive when the numbers reduced. very good service and support, thanks again for your services"
"Havwe used PayAdvantage for some years. Both our customers and us have found it most efficient and easy to use. No complaints !"
"Have had a very positive experience with PayAdvantage! Super affordable, the commission fees are some of the cheapest on the market.Great personalised customer service - always speaking to someone within Australia and felt understood and listened too. Aus owned and operated is awesome. The features have already improved since being with them (only 6 months) with a brand new analytics dashboard."
"Have been using Pay Advantage for years as a direct debit provider for our loans. We utalise their API to connect to our loan management system. They were responsive and helpful during the API connection process."
"I had a great experience with Pay Advantage! Maddy was super helpful and took the time to explain how BPAY payments work. Really appreciated the clear guidance and friendly support. Thank you!"
"PayAdvantage allows us to help manage our cash flow and assist our club members in managing theirs when it comes to payment of their playing fees. The team at PayAdvantage are always at the ready to help if and when required. Highly recommend PayAdvantage if you are looking for an easy way to manage direct debits and payments!"
"Absolutely no issues with them at all. Setting up customers, direct debits and everything else was perfect. Made it super convenient to organise clients around pauses, cancellations, refunds and giving good growth metrics as well."
"Highly recommended for direct debiting your customers as a small business. Great team and decent User Interface."
"pay advantage was a great platform for direct debit when I had a number of clients but it became a little too expensive when the numbers reduced. very good service and support, thanks again for your services"
"Havwe used PayAdvantage for some years. Both our customers and us have found it most efficient and easy to use. No complaints !"
"Have had a very positive experience with PayAdvantage! Super affordable, the commission fees are some of the cheapest on the market.Great personalised customer service - always speaking to someone within Australia and felt understood and listened too. Aus owned and operated is awesome. The features have already improved since being with them (only 6 months) with a brand new analytics dashboard."
Whether you prefer phone, email, or live chat. We promise no long wait times, just real people ready to help.
Talk directly to Australian specialists who know the product and payments inside and out.
We provide 1-on-1 walkthroughs, so you can skip the endless clicks and frustrated trials.
From your first day to your biggest year, we’re here to help you grow and scale.
The Pay Advantage Xero integration adds a “Pay Now” option to your Xero invoices so customers can pay by card, BPAY, or PayID, and automatically matches and reconciles each payment in Xero — removing manual reconciliation.
Once connected, your Xero invoices get a “Pay Now” button. Customers pay by card or PayID, the payment is matched and reconciled automatically, and the invoice is marked as paid in Xero within minutes of the payment clearing.
Customers can pay Xero invoices by credit card, BPAY, and instant bank payments with PayID.
Yes. Payments are automatically matched and marked as paid in Xero, so there’s no manual reconciliation — the dashboard updates minutes after a payment clears.
Yes. Pay Advantage is an official Xero partner with local Australian support to get you live quickly.
Setup is a simple online signup with lightning-fast approval and no complex configuration — you can connect Xero in minutes.
Yes. The integration can automatically send SMS and email follow-up reminders on unpaid invoices, and supports one-click repeat payments with saved checkout details.
Join 6,000+ Australian merchants who’ve made the switch.
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