Integrate with our easy-to-use API's.
Build powerful integrations for any payment flow with our developer-first API and leading-edge iFrame. Offer a frictionless checkout experience across cards and instant bank transfers through a single, secure embed. From first code to final deployment, accelerate your development with a secure sandbox and local Australian-based tech support assisting you at every step.
Dive into the API
Migrate from sandbox to live in minutes.
Clean documentation and intuitive endpoints for seamless development.
Keep your platform safe with PCI compliance, 3DS protection, and 99.9% uptime.
Built for developers. Scaled for business.
Our powerful APIs are designed to give developers full control. Build, test, and launch payment solutions to work exactly the way your platform needs.
You can start building right away with rich, easy-to-read developer resources, flexible endpoints, and real-time webhooks that make integration as easy as possible.START BUILDING NOW
Deliver the ultimate checkout experience with one secure iFrame. Accept cards, digital wallets, and instant bank transfers via PayID and PayTo through a single, easy to configure solution that handles all your PCI-DSS compliance.
Build faster with our MCP-enabled server. Let AI assist in coding your integration, reducing development time and ensuring your payment logic is optimized for performance and security.
Never miss a transaction event. Our powerful webhooks deliver instant notifications for every payment, refund, or settlement, allowing you to trigger automated workflows and keep your system perfectly in sync.
Start building today
Experiment, test, and refine your integration safely in the sandbox, even before your account is approved.
Build and refine your integration in a secure sandbox that mirrors our live system. You can simulate real-world payment scenarios without moving funds, then switch to production by updating your endpoints and credentials. No rework required.
Customised payments
Don't have a developer on hand? No worries. With custom payment links, you won't need one. Create secure links in minutes and start accepting payments without writing a single line of code.
HOW DOES IT WORK?
Add a link on your site or in an email to direct customers to a secure, Pay Advantage-hosted payment page with your branding.
Customers can securely pay using credit card, BPAY, PayTo, PayID, and other popular payment methods of their choice.
After payment is confirmed, customers are redirected back to your site with transaction confirmation details in the URL.
Drop your logo
or browser
One iFrame. Every payment method.
Integrate a single iFrame and give customers access to every major payment method: Credit Card, PayID, PayTo, Apple Pay, Google Pay, and more.
No complex code, no backend processing. Just host the iFrame and we take care of the rest, from payment failures to success notifications.EMBED NOW
The API advantage
Build faster and build smarter with an easy-to-use API designed to give you more control. We provide rich developer documentation, real-time webhooks, and one of Australia's most advanced, powerful iFrames. Pay Advantage gives you a secure foundation built specially for scaling modern payment platforms.
Get up and running quickly with detailed documentation, code examples, clear API references, and more.
Let AI code your integration with our powerful MCP server.
Protect sensitive data with PCI DSS compliance and advanced fraud protection.
Instant webhook notifications to keep you synced with every transaction as they happen.
APIs designed to grow with your business, from startups to enterprise workloads.
A responsive team of payment and API specialists ready for whenever you need help.
Pay Advantage is built on the highest security standards in the payments industry.
Operating under an Australian Financial Services Licence (AFSL), our commitment to rigorous regulatory standards ensures the highest level of trust for you and your customers.
We meet the payments industry’s most stringent security requirements, keeping card data in an ultra-secure environment trusted by global banks and card networks.
Securely stored right here in Australia. We keep your core payment and customer data on local servers, ensuring your financial records remain compliant with local privacy expectations.
Our systems provide constant monitoring for suspicious activity, using advanced fraud and threat detection to identify and block risks before they impact your business.
From growing teams to established brands, one platform for every way your customers pay.
"Pay Advantage has revolutionized our payment processing. The seamless integration and outstanding support have made all the difference."
"The virtual terminal is incredibly user-friendly. We've cut our payment processing time in half since switching to Pay Advantage."
"BPAY integration was exactly what our customers needed. The setup was quick and the results have been fantastic."
"Outstanding customer service and reliable payment solutions. Pay Advantage has exceeded our expectations in every way."
"The recurring payment feature has automated our billing process completely. It's been a game-changer for our subscription model."
"PayTo payments are lightning fast and our customers love the convenience. The reporting dashboard is also excellent."
"We've seen a 40% increase in payment completion rates since implementing Pay Advantage. The platform is simply outstanding."
"The API documentation is clear and the integration process was smooth. Our development team was impressed with the quality."
"Credit card processing has never been easier. The security features give us and our customers complete peace of mind."
"Pay Advantage's payment request feature has streamlined our invoicing process. We get paid faster and more efficiently now."
"Pay Advantage has revolutionized our payment processing. The seamless integration and outstanding support have made all the difference."
"The virtual terminal is incredibly user-friendly. We've cut our payment processing time in half since switching to Pay Advantage."
"BPAY integration was exactly what our customers needed. The setup was quick and the results have been fantastic."
"Outstanding customer service and reliable payment solutions. Pay Advantage has exceeded our expectations in every way."
"The recurring payment feature has automated our billing process completely. It's been a game-changer for our subscription model."
"PayTo payments are lightning fast and our customers love the convenience. The reporting dashboard is also excellent."
"We've seen a 40% increase in payment completion rates since implementing Pay Advantage. The platform is simply outstanding."
"The API documentation is clear and the integration process was smooth. Our development team was impressed with the quality."
"Credit card processing has never been easier. The security features give us and our customers complete peace of mind."
"Pay Advantage's payment request feature has streamlined our invoicing process. We get paid faster and more efficiently now."
Whether you prefer phone, email, or live chat. We promise no long wait times, just real people ready to help.
Talk directly to Australian specialists who know the product and payments inside and out.
We provide 1-on-1 walkthroughs, so you can skip the endless clicks and frustrated trials.
From your first day to your biggest year, we’re here to help you grow and scale.
The Pay Advantage API is a developer-first payment API and secure iFrame that lets you accept cards, digital wallets, and instant bank transfers (PayID and PayTo) through a single embed that handles PCI-DSS compliance for you.
You can integrate any payment flow — accept credit cards, Apple Pay, Google Pay, PayID, and PayTo through one secure iFrame, automate recurring billing, and receive real-time webhooks for every payment, refund, or settlement.
Yes. You get a secure sandbox that mirrors production before your account is approved. When you’re ready, you switch to production by updating your endpoints and credentials — no rework required.
Yes. The iFrame handles your PCI-DSS compliance, with 3DS protection and advanced fraud protection built in, so sensitive card data never touches your servers.
Credit cards, Apple Pay, Google Pay, PayID, PayTo, and BPAY, all through a single integration.
Yes. If you don’t want to build an integration, you can create custom payment links and a hosted, branded payment page that accepts card, BPAY, PayTo, and PayID, then redirects back to you with the confirmation details.
Yes. Pay Advantage provides local Australian-based technical support to assist at every step, plus clean documentation and an MCP-enabled server for AI-assisted integration.
Join 6,000+ Australian merchants who’ve made the switch.