Send secure links by SMS, email, or QR code for instant payments. Every request is branded and protected with fraud prevention. Plus, retain your entire profit margin with fees on-charged to your customer.
Create a secure payment request and
Get paid instantly
Create a secure payment request and
Get paid instantly
Send secure links by SMS, email, or QR code for instant payments. Every request is branded and protected with fraud prevention. Plus, retain your entire profit margin with fees on-charged to your customer.
Create a payment request
Automated Reminders
Smart reminders follow up on unpaid invoices automatically.
Real-time tracking
See every payment in real time, including what's upcoming and what's overdue.
On-Charge Fees
Keep profit margins intact with on-charged transaction fees.
Secure, flexible transaction options
Get paid faster with more ways to pay
Give your customers the freedom to pay their way: by credit card, bank transfer, BPAY, PayID, PayTo, and more. With multiple payment options, customers are 35% more likely to complete their payments on time. Every option is secure, protected against chargebacks, and branded with your logo. Immediate push notifications will let you know when funds will be in your account via a mobile push notification.
What are Payment Links?$5,000.00
SELECT PAYMENT METHOD
CREDIT CARD
PAYID
PAYTO
BPAY PAYMENT
PAYMENT PLAN
Your brand on every payment request.
Your logo. Your colours. Your brand advantage. Customise your payment links for instant credibility, so that your customers pay faster and with confidence.
Tokenised Card Links
Store cards safely on file and let customers pay instantly via a link. No more typing in card numbers.
Smart Verification
3DS technology helps make sure it's your customer paying. Not someone pretending to be them
Payment tracking. Made simple
See every transaction in real time
Keep track of every single payment from one simple, easy-to-use dashboard, whether it's upcoming, ongoing, or overdue. And with instant push notifications, you'll know the moment funds arrive. View how easy it is to send a payment request below
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Create. Share. Get paid.
It's that simple
Pay Advantage will take care of everything for you by generating a fast, customer-specific, encrypted link for you to send directly to each customer. Or, create your own customised link based on your own payment requirements, without any complex set-ups.
Instantly generate a
Secure payment request
The easiest way to send a payment request. Payment Requests are designed for single payments linked to a customer. Once the customer completes the payment, the request is automatically marked as paid. Perfect for invoices, tutoring, provided services, event reservations, enrollments, and classes.
Sign Up
SUCCEEDED
You've successfully received a payment.
1
Create a Request
Using the Pay Advantage app, create a payment link with the amount, due date, and customer details.
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2
Send Request
Send the payment link to your customer via QR Code, email or SMS.
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3
Customer Pays
Customer clicks the link and completes payment using their preferred method.
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4
Receive Payment
Notification of received funds via the Pay Advantage app push notification.
Offer layby payments
Flexible payment plans. No risk.
Give customers the freedom to pay the way they prefer. Turn affordability into opportunity by letting customers pay over time. In turn, your business will convert more sales, keep cash flow steady, and reduce lost revenue from customers unable to make large one-off purchases.
Customisable Plans
Make payments achievable. Define your own eligibility and let customers choose instalment plans that fit their circumstances.
Ethical Payments
Avoid the credit requirements and ethical issues introduced by Buy Now Pay Later services.
$5,000.00
SELECT PAYMENT PLAN
Starting date
Frequency
12 x instalments$416.67
Total Amount$5,000.00
Bank or Card Payments
Instalments can be paid via credit card, debit card, or debit bank account.
Automatic Reminders
No surprises, no missed payments. Proactive reminders ensure customers are ready for each instalment.
The perfect option for fast, safe payments
Why are payment links right for you?
Payment links are the safest and easiest way for businesses to receive payments quickly. Give your customers a quick and secure way to pay straight from their phone, reducing admin for you and keeping your cash flow moving.
More ways to pay means fewer delays
Customers pay faster when they can use their preferred method. That means no hesitation, no friction.
Send payment links in seconds
No developer or tech knowledge needed. Simply create custom, secure links by email, SMS, or QR code.
Benjamin Bryant
Account Details
PAYMENT HISTORY
$150.00Success
Payment ID59NZ5AG
Date22 May 2025, 11:24:01 am
Create date18 May 2025, 11:24:01 am
Payment Received2h ago
You have just received $320.00 from Sarah M.
Payment Received1h ago
You have just received $85.00 from David L.
Payment Received34m ago
You have just received $49.00 from John K.
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Built for security & growth.
Simple links. Trusted payments. Your advantage.
Create and send secure, branded links in seconds directly from your Pay Advantage dashboard. Each link is tracked, protected, and automatically reconciled. Collect payments faster and without the manual follow-up or admin.
One platform. Endless possibilities
Everything you need in one platform. Accept payments, manage customers, track sales, and automate billing.
Local support from experts
Get fast support from real payment experts based in Australia who understand your industry.
Based in Australia, trusted worldwide
Built for Australian banking regulations and compliance. Designed for how you actually work.
FAQs
Payment request questions
A payment request is a secure, branded link tied to a single customer that a business sends by SMS, email, or QR code so the customer can pay an invoice or bill on their own device using their preferred method.
How do payment requests work?
You create a request in the app with the amount, due date, and customer details, then send it as a branded link by SMS, email, or QR code. The customer pays with their preferred method, the request is automatically marked as paid, and you get a push notification when the funds arrive.
What payment methods can customers use?
Customers can pay a request by credit card, bank transfer, BPAY, PayID, and PayTo.
Can I automatically chase unpaid requests?
Yes. Smart reminders follow up on unpaid requests automatically, and you can see every payment in real time — including what’s upcoming and what’s overdue.
Are payment requests secure?
Yes. Every request is protected with encryption and fraud prevention, uses 3DS verification to help confirm it’s your customer paying, and is protected against chargebacks.
Who pays the transaction fees?
You can on-charge transaction fees to your customer, so you keep your full profit margin on each payment.
Can I offer instalment or payment plans?
Yes. You can create customisable instalment plans for larger purchases, paid by credit card, debit card, or bank account, with automatic reminders — without the credit requirements of Buy Now Pay Later services.
Start Taking Payments Today
Join 6,000+ Australian merchants who’ve made the switch.
- Setup in minutes, not weeks
- PCI-DSS compliant & bank-grade security
- Local Australian support team