Upgrade your payments
Unique reference numbers with error checking prevent customers sending payments to the wrong account.
Cleared funds, deposited next business day
High Transfer Amounts 
Up to $100,000 from savings accounts and $10,000 from credit cards.
Reduce Chargebacks 
As customers initiate through their secure banking portal.
Reporting & Alerts 
Daily payment report and deposit alerts for easy reconciliation.
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Choice of Biller Codes
Default
Use our default “Invoice Payment” biller name.
Branded
Use your company or product name.
Generate References in Minutes
How BPAY Works
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Invoice
Customer locates BPAY logo on their invoice to obtain biller code and CRN.
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Payment
Customer makes BPAY payment on their online banking system.
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Process
Pay Advantage processes the payment and deposits funds next business day.
BPAY is Better
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Change Banks Anytime
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Daily Payment Report
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Add BPAY to your Xero Invoices
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Send Xero Invoice
Send Xero invoices to your customer’s phone or email.
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Pay with BPAY
Our flexible payment options include BPAY and credit cards.
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Xero Invoice Updated
If successful, payment is automatically posted to Xero.
Add BPAY to your Xero Invoices
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Send Xero Invoice
Send Xero invoices to your customer’s phone or email.
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Pay with BPAY
Our flexible payment options include BPAY and credit cards.
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Xero Invoice Updated
If successful, payment is automatically posted to Xero.
Developer Friendly
Restful API
Quickly generate reference numbers through our API.
Website Integration
Add BPAY acceptance to your website.
Automation
Automate payment matching & reconciliation.
Manage your customers as well as your payments

Track conversations with notes
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Add your own custom fields
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View and send receipts
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